On June 1, 2005, the Federal Trade Commission issued new regulations requiring companies to destroy certain consumer records. The specific rule requires consumer information such as credit reports to be physically destroyed after it is used. Records The rule covers practically any consumer records. Examples include credit reports, court records, employment histories and rental histories to mention only a few. Identity Theft Heading complaints from constituents, Congress has been trying to ...
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So, you built a better mousetrap. Now, how do your protect your "perfect" creation from being stolen by a Fortune 500 company? The answer lies in the United States Constitution which gives the U.S. Congress exclusive authority to grant patents for inventions. Patents on new inventions are not an automatic right. Instead, an inventor must apply and be granted a patent by the U.S. Patent and Trademark Office (USPTO), an agency of the U.S. Department of Commerce. The process is long, ...
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Work-related stress is on the rise and according to Statistics Canada, the repercussions are numerous. Increasingly, individuals are finding that their job demands more of them- more hours, more flexibility, and more qualifications. The end result of such demands is more stress, and people are having a hard time coping with it. Many individuals respond to workplace stress by working more. Attaining a sense of security in your job or receiving the praise that you deserve often requires that you ...
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While unconventional financing can cost you money in the long run, it does allow you to avoid borrowing money as a loan that needs to be paid back... whether or not your business makes a profit. With the alternative financing options presented here - if your business fails, your obligation to pay back the money expires. These alternatives, to heading down to your local bank or credit union for a personal loan, are venture capitalists and so-called "angel" investors. In both instances, you are ...
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Since the widespread growth of internet usage and database building it's never been easier or quicker to find fast life insurance. There was a time not long ago that the project could drag out forever. The process began with phone colds and lots of dialog between you and agents about various policies, options and underwriting requirements. Today fast life insurance is possible. You simply kick off your shoes, grab your favorite drink, boot up the computer and log in to the internet. Then you ...
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Following on from the tube train and bus bomb attacks in London there was a move from several UK insurance companies to reassure victims that claims would be processed 'quickly and sympathetically'. This need for reassurance came in light of concerns that many victims of the blasts would not be covered by their existing health and life insurance cover. This would mean that families of the bombing victims could not only lose a relative, but also suffer financial hardship as life ...
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The recent headlines about Merck's Vioxx withdrawal and the FDA's move to ban ephedra have brought a lot of media attention to the growing area of drug litigation. On April 12, 2004 the FDA published a rule banning health supplements that contain ephedra alkaloids. The FDA concluded that the limited short term weight loss effects were outweighed by possible heart problems and stroke risks. The market gap caused by the banning of ephedra has been filled by many new companies that are ...
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Some time ago, Congress made certain changes to the estate taxes. As a result of the changes, effective January, 2004, the tax free amount increased to $1,500,000. (Back in 1997 it was $600,000.) This allows a married couple to leave a minimum of $3,000,000 tax free. Your Living Trust does not need to be changed to incorporate these changes. However, there are other developments which might be appropriate to consider. 1) You might want to consider a Dynasty Living Trust. The advantage of ...
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Dublin is Ireland's capital, which finds a place for itself amongst the rich countries of Europe. It is located on the east coast of the country and encompasses the River Liffey merging into the Dublin Bay. Apart from being the largest city in the country, Dublin is also the centre of the country's financial resources. The currency is the Euro ('). The Euro came into operation in January 2002. English is the spoken language in Ireland. Irish, or Gaelic (Gaelige), the ancient celtic language of ...
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Based on an article by THE NEW YORK TIMES, by Alex Berenson, Gardiner Harris, Barry Meier and Andrew Pollack, "In May 2000, executives at Merck, the pharmaceutical giant under siege for its handling of the multibillion-dollar drug Vioxx, made a fateful decision." The article shows the following timeline of Merck failures to recall Vioxx: 1998: Vioxx put on the market amid controversy over the safety of Cox-2 drugs. January 1999: A study of 8,100 rheumatoid arthritis patients begun in January ...
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