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    <title>political news around iowa</title>
    <link>http://swpdesmoinesquest.net</link>
    <description>politcial news aroung iowa</description>
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<item>
	<title>Should you use an LLC for your small business? Probably--and</title>
	<link>http://swpdesmoinesquest.net/311571-Should-you-use-an-LLC-for-your-small-business-Probably-and.html</link>
	<pubDate>Wed, 22 Feb 2012 05:53:59 -0600</pubDate>
	<category><![CDATA[Business]]></category>
	<description>
        Accountants and attorneys love limited liability companies. Butdo limited liability companies--LLCs for short--really makesense for small business owners. Probably. And for two almostunknown reasons.The Big Legal Benefit of an LLC: Limited Liability...The big legal benefit of an LLC is that limited liabilitycompanies provide all the same liability protection as acorporation--but with much less red tape. A regular corporation,for example, requires regular stockholders meetings, a board ofdirector...	</description>
	<content:encoded><![CDATA[Accountants and attorneys love limited liability companies. Butdo limited liability companies--LLCs for short--really makesense for small business owners. Probably. And for two almostunknown reasons.The Big Legal Benefit of an LLC: Limited Liability...The big legal benefit of an LLC is that limited liabilitycompanies provide all the same liability protection as acorporation--but with much less red tape. A regular corporation,for example, requires regular stockholders meetings, a board ofdirectors, regular board meetings, and of course records of allthese activities and bodies. But a limited liability companydoesn't.This legal liability protection provided by an LLC can beextremely valuable. One local attorney I often collaborate with,for example, tells his clients that an LLC protects businessowners from the worst case scenario--which in his mind is a&quot;slip and fall&quot; accident on the business property.With an LLC as the business owner, so says my attorney friend,the &quot;wo...]]></content:encoded>
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<item>
	<title>Concierge Medicine</title>
	<link>http://swpdesmoinesquest.net/398054-Concierge-Medicine.html</link>
	<pubDate>Tue, 21 Feb 2012 07:57:20 -0600</pubDate>
	<category><![CDATA[Health]]></category>
	<description>
        The field of concierge medicine, also known as retainer medicineand boutique practice, is coming up on its tenth anniversary.Begun in  in Seattle, the creation of MD kicked off theprovision of the type of high-touch medical service that hadpreviously only been enjoyed by athletes, dignitaries andentertainers. The hallmarks of concierge medicine since thenhave been limited numbers of patients per doctor combined withhouse visits, longer appointments and the type of care that hadbeen banished from...	</description>
	<content:encoded><![CDATA[The field of concierge medicine, also known as retainer medicineand boutique practice, is coming up on its tenth anniversary.Begun in  in Seattle, the creation of MD kicked off theprovision of the type of high-touch medical service that hadpreviously only been enjoyed by athletes, dignitaries andentertainers. The hallmarks of concierge medicine since thenhave been limited numbers of patients per doctor combined withhouse visits, longer appointments and the type of care that hadbeen banished from the field of medicine by drastic cost controlmeasures. Many doctors who have chosen the route of conciergemedicine have done so for the quality of their lives as well asthat of their patients. By limiting the number of patients theyserve through the concierge medicine structure, they are able toprovide the time and attention they always expected they wouldwhen they chose medicine as their profession. Today, most stateshave a variety of forms of this type of practice, from si...]]></content:encoded>
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<item>
	<title>Searching for a Home...Business</title>
	<link>http://swpdesmoinesquest.net/783176-Searching-for-a-Home-Business.html</link>
	<pubDate>Mon, 20 Feb 2012 08:03:02 -0600</pubDate>
	<category><![CDATA[Business]]></category>
	<description>
        Searching For A Home...BusinessComputers came into my life the last couple of years while stillin the U.S. Navy. My first A in college was with a Smith CronaPWP. My first real computer came in . It was a Radio ShackTandy. Just to show how much I knew about computers, I spentnear  just to run a database program. When I took it to acomputer repair shop for upgrade, I was told to use it for adoorstop. My next computer was a Dell SL medium business machine. Itcame with ME. Went online for the first ...	</description>
	<content:encoded><![CDATA[Searching For A Home...BusinessComputers came into my life the last couple of years while stillin the U.S. Navy. My first A in college was with a Smith CronaPWP. My first real computer came in . It was a Radio ShackTandy. Just to show how much I knew about computers, I spentnear  just to run a database program. When I took it to acomputer repair shop for upgrade, I was told to use it for adoorstop. My next computer was a Dell SL medium business machine. Itcame with ME. Went online for the first time in November of. I met my wife online in an AOL chat roomYes, it does workmeeting new people. My first taste of business was:&quot;Own Your Own Website.&quot; For a sumyou to can own websites you can't change the content. All youhad to do to was link the merchants to &quot;your&quot; site and directtraffic to the site to make money. If you had problems call thenon -toll free number for assistance. You were on hold forever. Like most of you, I've spent my share of money on speci...]]></content:encoded>
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<item>
	<title>Cat insurance</title>
	<link>http://swpdesmoinesquest.net/340999-Cat-insurance.html</link>
	<pubDate>Sun, 19 Feb 2012 07:09:46 -0600</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Cat insurance can help you afford expensive medications for yourcat.There are a lot of things that can happen to your cat as it getsolder - from injuries to illnesses. For that reason, many catowners have found it worthwhile to pay for cat insurance. Catinsurance is basically health insurance for your pet, and it isactually fairly affordable. This insurance payment has a lowmonthly fee, which varies depending on the type of pet you have.For instance, cats generally have a lower insurance fee tha...	</description>
	<content:encoded><![CDATA[Cat insurance can help you afford expensive medications for yourcat.There are a lot of things that can happen to your cat as it getsolder - from injuries to illnesses. For that reason, many catowners have found it worthwhile to pay for cat insurance. Catinsurance is basically health insurance for your pet, and it isactually fairly affordable. This insurance payment has a lowmonthly fee, which varies depending on the type of pet you have.For instance, cats generally have a lower insurance fee thandogs do. This fee is also lower if you enroll your cat while itis still relatively young, and will remain low if the cat doesnot get seriously ill. However, if the cat does become ill, thisinsurance will help you to pay for the vet bills that you mightnot ordinarily be able to afford.Cat insurance is an especially good deal when your cat continuesto grow older. After all, not only will the insurance pay forany veterinary procedures that must be done, or for routinecheck ups, bu...]]></content:encoded>
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	<title>Boat insurance</title>
	<link>http://swpdesmoinesquest.net/790975-Boat-insurance.html</link>
	<pubDate>Sat, 18 Feb 2012 05:31:51 -0600</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Boat insurance will protect your boat against natural disasters.If you own a boat, then you should probably see about getting itinsured just as you would with any other motor vehicle. Afterall, there are many situations that could go wrong with yourboat, and you should make sure that you are ready for any ofthem. Boat insurance will go a long way toward that. If you arelooking for boat insurance, you can either get one of thestandard or generic boat insurance packages, or you can workwith an ins...	</description>
	<content:encoded><![CDATA[Boat insurance will protect your boat against natural disasters.If you own a boat, then you should probably see about getting itinsured just as you would with any other motor vehicle. Afterall, there are many situations that could go wrong with yourboat, and you should make sure that you are ready for any ofthem. Boat insurance will go a long way toward that. If you arelooking for boat insurance, you can either get one of thestandard or generic boat insurance packages, or you can workwith an insurance agent to make sure that you get everything inyour insurance policy that you need.The most important thing that you can do if you are going to getboat insurance is to make sure that the company you buy yourinsurance policy from has a lot of experience regarding boatinsurance. In fact, the company should specialize in boatinginsurance. That way, you can get all the information you need tomake an intelligent decision regarding your boat insurance.Two other things that you sho...]]></content:encoded>
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	<title>Life insurance - wise investment in personal finance or</title>
	<link>http://swpdesmoinesquest.net/278061-Life-insurance-wise-investment-in-personal-finance-or.html</link>
	<pubDate>Fri, 17 Feb 2012 05:23:21 -0600</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Life insurance is typically taken out to offer valuablefinancial protection for your family in the event of your death,upon which a payment is made to your financial beneficiaries,heirs or family members. The extent of this payment will dependon your insured sum and earnings. Life insurance and lifeassurance may be interlinked in advertisements, though bear inmind the two policies are different. Life assurance is a form offinancial protection which is also an investment, as you shouldalways get ...	</description>
	<content:encoded><![CDATA[Life insurance is typically taken out to offer valuablefinancial protection for your family in the event of your death,upon which a payment is made to your financial beneficiaries,heirs or family members. The extent of this payment will dependon your insured sum and earnings. Life insurance and lifeassurance may be interlinked in advertisements, though bear inmind the two policies are different. Life assurance is a form offinancial protection which is also an investment, as you shouldalways get a pay-out at the end of the term of the policy. Lifeinsurance on the other hand is simply financial protection foryour family, avoiding the issue of debt in the event of yourdeath.According to an article by the Fair Investment Company, theBritish life insurance industry shrank to almost half the sizeof the pensions industry last year and according to theAssociation of British Insurers, less than  of UK householdshold a life insurance policy.In their most recent newsletter abo...]]></content:encoded>
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	<title>The Media Attempt to Stop Canadian Pharmacy Services</title>
	<link>http://swpdesmoinesquest.net/157371-The-Media-Attempt-to-Stop-Canadian-Pharmacy-Services.html</link>
	<pubDate>Thu, 16 Feb 2012 05:26:26 -0600</pubDate>
	<category><![CDATA[Health]]></category>
	<description>
        Are U.S. pharmaceutical companies against your freedom of choiceregarding a Canadian pharmacy that can save you money? Fact is,they have spent millions of dollars trying to end your right toobtain medication from Canadian pharmacy online services.When you see pharmaceutical advertisements, the cost of thatadvertising is coming right out of your pocket when you buy yourprescriptions in the U.S. They complain about research anddevelopment expenses, then turn around and spend millions innegative ad...	</description>
	<content:encoded><![CDATA[Are U.S. pharmaceutical companies against your freedom of choiceregarding a Canadian pharmacy that can save you money? Fact is,they have spent millions of dollars trying to end your right toobtain medication from Canadian pharmacy online services.When you see pharmaceutical advertisements, the cost of thatadvertising is coming right out of your pocket when you buy yourprescriptions in the U.S. They complain about research anddevelopment expenses, then turn around and spend millions innegative advertising trying to discredit Canadian pharmacyservices. Domestic Pharmaceutical Financial ReportsThe large profit margins reported to shareholders of U.S.pharmaceutical companies, as well as the large advertising andmarketing budgets, clearly show that those drug companies couldreduce prices without sacrificing research and development. Theyspend fortunes on marketing schemes to urge the consumer to askfor specific costly medications. That type of advertising is notseen in Cana...]]></content:encoded>
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	<title>Buying Term Life Insurance on the Internet</title>
	<link>http://swpdesmoinesquest.net/639981-Buying-Term-Life-Insurance-on-the-Internet.html</link>
	<pubDate>Wed, 15 Feb 2012 05:00:29 -0600</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
         In the last few years the growth of term life insurance salesvia the Internet has exploded and created many new on line lifeinsurance agencies. In the past consumers were skeptical aboutbuying any products or services on the world wide web, however,because of the advanced technologies with regards to privacy andsecurity, most consumers are becoming more and more comfortablepurchasing products and services on the internet. Because of all of these new on line agencies the consumer isoffered more ...	</description>
	<content:encoded><![CDATA[ In the last few years the growth of term life insurance salesvia the Internet has exploded and created many new on line lifeinsurance agencies. In the past consumers were skeptical aboutbuying any products or services on the world wide web, however,because of the advanced technologies with regards to privacy andsecurity, most consumers are becoming more and more comfortablepurchasing products and services on the internet. Because of all of these new on line agencies the consumer isoffered more choices in regards to purchasing term lifeinsurance. There are basically two types of agencies on the web.The first type like mine www.ultimatetermquotes.com is a trueseller of term life insurance products. We are licensed in all states and our intention is to sell the life insuranceproducts to consumers. The second type of agency is one that ismerely in the 'lead business'. When a consumer inquires aboutterm life insurance by filling out basic information, their nameand inform...]]></content:encoded>
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	<title>Why Do Drugs Cost So Much?</title>
	<link>http://swpdesmoinesquest.net/976665-Why-Do-Drugs-Cost-So-Much.html</link>
	<pubDate>Tue, 14 Feb 2012 05:31:55 -0600</pubDate>
	<category><![CDATA[Health]]></category>
	<description>
        A story in the British Medical Journal BMJ debunks the claimmade by American pharmaceutical companies that they charge morefor their products because they spend more on research anddevelopment than firms in the rest of the world do.In fact, thepiece shows, U.K. drug companies spendproportionately more on R&amp;amp;D than their U.S. counterparts,but British drug prices remain much lower than those in theUnited States.The BMJarticle argues convincingly that in fact, Americandrugmakers invest three tim...	</description>
	<content:encoded><![CDATA[A story in the British Medical Journal BMJ debunks the claimmade by American pharmaceutical companies that they charge morefor their products because they spend more on research anddevelopment than firms in the rest of the world do.In fact, thepiece shows, U.K. drug companies spendproportionately more on R&amp;amp;D than their U.S. counterparts,but British drug prices remain much lower than those in theUnited States.The BMJarticle argues convincingly that in fact, Americandrugmakers invest three times more money on advertising,marketing, and administration than on research, and could cutcosts in those areas if they truly wished to. British Medical Journal October , ; : -  Dr. Mercola's Comment:You are spending three times as much fordrugadvertising, marketing, and administration as for theirresearch! Think about that the next time you are faced with a high-costprescription drug. Think about that branded calendar in yourdoctor's office, or the free s...]]></content:encoded>
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	<title>Travel Oahu - Explore Hawaii like the Locals!</title>
	<link>http://swpdesmoinesquest.net/716115-Travel-Oahu-Explore-Hawaii-like-the-Locals.html</link>
	<pubDate>Mon, 13 Feb 2012 06:53:49 -0600</pubDate>
	<category><![CDATA[Travel]]></category>
	<description>
        Every year millions of visitors from Japan, mainland USA andbeyond land at Honolulu International Airport ready to begintheir vacation in paradise. Soon after landing, most visitorshop in a cab or bus sent from the hotel and begin the journeypast downtown Honolulu and on to their reservation at a Waikikihotel. The allure of Waikiki is immediate. The packed streets, soundsof the beach, and exotic histories call to the traveler who soonhits the streets. Venturing out in Waikiki can be quiteexcitin...	</description>
	<content:encoded><![CDATA[Every year millions of visitors from Japan, mainland USA andbeyond land at Honolulu International Airport ready to begintheir vacation in paradise. Soon after landing, most visitorshop in a cab or bus sent from the hotel and begin the journeypast downtown Honolulu and on to their reservation at a Waikikihotel. The allure of Waikiki is immediate. The packed streets, soundsof the beach, and exotic histories call to the traveler who soonhits the streets. Venturing out in Waikiki can be quiteexciting. The streets are filled with foreign languages, throngsof tourists are dressed in their beach best, and the beginningof surf history can be seen at the end of the street. Waikikican be so exciting that many visitors never escape its imaginaryborders. Approximately  million of these visitors miss the verysites that locals find so endearing, remaining within the twosquare miles of Waikiki. For those travelers interested in seeing Oahu through itsresidents' eyes, please read on....]]></content:encoded>
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	<title>Term Life Insurance and Permanent Life Insurance</title>
	<link>http://swpdesmoinesquest.net/397085-Term-Life-Insurance-and-Permanent-Life-Insurance.html</link>
	<pubDate>Sun, 12 Feb 2012 05:55:09 -0600</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Term insurance and permanent insurance are two basic types oflife insurance. Term life insurance is temporary, and it coversonly a specific period of time called the relevant term.Permanent life insurance is the type of insurance where thepolicy is for the life of the insured and the payout is assuredat the end of the policy. Term life insurance builds on cashvalue while permanent life insurance accrues cash value. Now let's look at the pros and cons for term life insurance andpermanent life ins...	</description>
	<content:encoded><![CDATA[Term insurance and permanent insurance are two basic types oflife insurance. Term life insurance is temporary, and it coversonly a specific period of time called the relevant term.Permanent life insurance is the type of insurance where thepolicy is for the life of the insured and the payout is assuredat the end of the policy. Term life insurance builds on cashvalue while permanent life insurance accrues cash value. Now let's look at the pros and cons for term life insurance andpermanent life insurance. Term insurance has two advantages. First, its initial premiumsare usually lower than the initial premiums of permanentinsurance. Secondly, term insurance is better for covering needssuch as loans or mortgages, which will disappear in time.There are a few disadvantages in term life insurance: Coveragemight become too expensive to keep or terminate at the end ofthe term. Also, the premiums increase with ages. Besides,paid-up insurance and cash value are usually not offered....]]></content:encoded>
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	<title>Travel Seattle - Visit Seattle Festivals throughout the Year!</title>
	<link>http://swpdesmoinesquest.net/224932-Travel-Seattle-Visit-Seattle-Festivals-throughout-the-Year.html</link>
	<pubDate>Sat, 11 Feb 2012 05:23:10 -0600</pubDate>
	<category><![CDATA[Travel]]></category>
	<description>
        Seattle Area Festivals - If you are the kind of person whoenjoys a wide array of festivals, then Seattle is the place foryou. Whether you want to celebrate the summer solstice or NordicYulefest, there is sure to be a Seattle Festival for you.Summer Festivals:June Solstice Parade - The Solstice Parade is theofficial kick-off of the Fremont Fair. Over the past  years,the Fremont Arts Council has been a non-profit organizationcelebrating art and creative expression. The Solstice parade hasbecome po...	</description>
	<content:encoded><![CDATA[Seattle Area Festivals - If you are the kind of person whoenjoys a wide array of festivals, then Seattle is the place foryou. Whether you want to celebrate the summer solstice or NordicYulefest, there is sure to be a Seattle Festival for you.Summer Festivals:June Solstice Parade - The Solstice Parade is theofficial kick-off of the Fremont Fair. Over the past  years,the Fremont Arts Council has been a non-profit organizationcelebrating art and creative expression. The Solstice parade hasbecome popular not only with the locals in Fremont, but withhundreds of people from Seattle and beyond. The paradecelebrates not only the beginning of summer, but a love of artand community. Location: FremontLake Union Wooden Boat Festival - The Wooden BoatFestival is an annual event celebrating one of the most favoritepastimes of Seattlites - Boating. The festival includes aregatta and people's choice awards. Location: Lake UnionJuly Summer Nights - Summer Nights at South LakeUnion P...]]></content:encoded>
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	<title>Flu Threat</title>
	<link>http://swpdesmoinesquest.net/567168-Flu-Threat.html</link>
	<pubDate>Fri, 10 Feb 2012 05:06:10 -0600</pubDate>
	<category><![CDATA[Health]]></category>
	<description>
        Flu and the Immune SystemInfluenza flu strikes every year and afflicts millions.Under normal circumstances, flu is not considered a generalpublic health risk. Of course, any disease must be takenseriously for two reasons. First of all, any disease, including flu, can become dangerousthrough complications. But, let's also understand the far more important issue withregard to flu and not just avian flu...but disease in general.Every flu is a problem primarily because our immune system getscompromi...	</description>
	<content:encoded><![CDATA[Flu and the Immune SystemInfluenza &quot;flu&quot; strikes every year and afflicts millions.Under normal circumstances, flu is not considered a generalpublic health risk. Of course, any disease must be takenseriously for two reasons. First of all, any disease, including flu, can become dangerousthrough complications. But, let's also understand the far more important issue withregard to flu and not just avian flu...but disease in general.Every flu is a problem primarily because our immune system getscompromised through life's stresses. Put bluntly, flu is&quot;caught&quot; by people because their immune system is notfunctioning well. Immune system dysfunction and weakening occurs from constantstress, constant threat of danger, constant deprivation ofnutritional needs, and constant exposure to vicissitudes oflife. Flu ...even deadlier strains such as avian flu, can be theresult. Specifically, flu impacts us due to an under active immunesystem. This is true of many diseases such as can...]]></content:encoded>
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	<title>Using Your Business Plan</title>
	<link>http://swpdesmoinesquest.net/652962-Using-Your-Business-Plan.html</link>
	<pubDate>Thu, 09 Feb 2012 04:57:42 -0600</pubDate>
	<category><![CDATA[Business]]></category>
	<description>
        Once you have completed developing and writing your businessplan, do not file it away! This important document should bekept in an auspicious place where you can see it daily. Manybusiness owners choose to highlight certain sections of theirbusiness plans by creating images or posters they can displayaround the office. Consider posting a portion or the entire planon your company's website so potential clients can review yourgoals and mission. Strive to enforce the rules set by yourbusiness plan ...	</description>
	<content:encoded><![CDATA[Once you have completed developing and writing your businessplan, do not file it away! This important document should bekept in an auspicious place where you can see it daily. Manybusiness owners choose to highlight certain sections of theirbusiness plans by creating images or posters they can displayaround the office. Consider posting a portion or the entire planon your company's website so potential clients can review yourgoals and mission. Strive to enforce the rules set by yourbusiness plan and work hard to accomplish your goals. Using thisdocument as a road map, begin working towards running the bestcompany possible.Many businesses spend an exorbitant amount of time and moneycreating their business plan to never see, read, or use itagain. Do not become one of these entrepreneurs! It is notenough simply have a business plan somewhere in your midst, youmust use it on a daily basis. Let your business plan become away of life. Work to include aspects of your plan in al...]]></content:encoded>
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	<title>Filing An Insurance Claim</title>
	<link>http://swpdesmoinesquest.net/296816-Filing-An-Insurance-Claim.html</link>
	<pubDate>Wed, 08 Feb 2012 05:05:12 -0600</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Everything seemed pretty simple when you purchased thatinsurance policy. If you have a loss, just tell the insurancecompany about it and you will get paid - Right? Well.... it maynot be quite that easy. There are some basic steps you shouldfollow to make sure your insurance claim is paid quickly andfully.Prepare - in advance. The single most important thing that willmake your life easier in the event of a loss is to be wellprepared in advance. Do you have offsite copies of your computerfiles? Wh...	</description>
	<content:encoded><![CDATA[Everything seemed pretty simple when you purchased thatinsurance policy. If you have a loss, just tell the insurancecompany about it and you will get paid - Right? Well.... it maynot be quite that easy. There are some basic steps you shouldfollow to make sure your insurance claim is paid quickly andfully.Prepare - in advance. The single most important thing that willmake your life easier in the event of a loss is to be wellprepared in advance. Do you have offsite copies of your computerfiles? What about paper files? If this is some kind of propertyloss, you will need to document the value. If you have to try toreconstruct records that were destroyed, it will delay yourinsurance payment and make it much harder for you to prove thevalue of your loss.Estimate your loss. While it may not be possible to know thefull extent of the loss, develop an estimate. If it is close toor below your deductible, you are probably better off not filingthe insurance claim. Your rates will b...]]></content:encoded>
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	<title>Travel Massachusetts - Local's Favorite Must See Sites</title>
	<link>http://swpdesmoinesquest.net/610173-Travel-Massachusetts-Local-s-Favorite-Must-See-Sites.html</link>
	<pubDate>Tue, 07 Feb 2012 05:20:59 -0600</pubDate>
	<category><![CDATA[Travel]]></category>
	<description>
         Everyone knows about Cape Cod and Boston as great traveldestinations. But, there are lesser traveled gems like Cape Annand Western Mass. Below, I have suggested some of my favoriteholiday trips. Explore Massachusetts and keep coming back formore!Gloucester  Rockport - Gloucester and Rockport are thegems of Cape Ann. Both towns offer art communities, real fishingcommunities, great beaches, whale watches, and more. Gloucesterhas recently become famous as the real life and hollywood homeof the Per...	</description>
	<content:encoded><![CDATA[ Everyone knows about Cape Cod and Boston as great traveldestinations. But, there are lesser traveled gems like Cape Annand Western Mass. Below, I have suggested some of my favoriteholiday trips. Explore Massachusetts and keep coming back formore!Gloucester  Rockport - Gloucester and Rockport are thegems of Cape Ann. Both towns offer art communities, real fishingcommunities, great beaches, whale watches, and more. Gloucesterhas recently become famous as the real life and hollywood homeof the Perfect Storm. If you are looking for history thesetowns were founded shortly after the Pilgrims landed, greatseafood, art, beaches try Good Harbor Beach or WingaersheekBeach, festivals such as St. Peter's Fiesta, the FolklifeFestival, or the Fish Festival.... visit Cape Ann and be amazed!Salem - Travel to Salem and learn a little bit aboutAmerica's sad and scary past. Due to the hysterics of two younggirls, the town of Salem which at that time was actuallylocated in what is ...]]></content:encoded>
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<item>
	<title>Term Life And Whole Life Insurance</title>
	<link>http://swpdesmoinesquest.net/592112-Term-Life-And-Whole-Life-Insurance.html</link>
	<pubDate>Mon, 06 Feb 2012 06:37:33 -0600</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Which type of policy is best for you, term or whole life? Theanswer depends on several factors, including:Your Needs. If you need coverage only until your childrengraduate from college, for example, you might be better off witha term life policy.Cash-value insurance is better suited for long term needs, suchas planning estate taxes and providing lifetime security foryour spouse. Some term policies cannot be renewed past age  or and can become costly to renew as you approach that age.The Cost. If...	</description>
	<content:encoded><![CDATA[Which type of policy is best for you, term or whole life? Theanswer depends on several factors, including:Your Needs. If you need coverage only until your childrengraduate from college, for example, you might be better off witha term life policy.Cash-value insurance is better suited for long term needs, suchas planning estate taxes and providing lifetime security foryour spouse. Some term policies cannot be renewed past age  or and can become costly to renew as you approach that age.The Cost. If term life insurance is more suited to your budgetand you want life time coverage, consider a term life policywhich can be converted into a whole life policy. Then you canconvert the policy whenever your cash flow or needs dictate. Youcan also purchase a combination of term life and whole lifeinsurance and gradually shift into whole life insurance overtime.Your Savings and Investment Goals. Whole life insurance can be agood long term investment vehicle, especially because th...]]></content:encoded>
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<item>
	<title>Is Your Insurance Agent Really Working for You?</title>
	<link>http://swpdesmoinesquest.net/388071-Is-Your-Insurance-Agent-Really-Working-for-You.html</link>
	<pubDate>Sun, 05 Feb 2012 05:42:16 -0600</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Or is he only interested in one company? Theres a relativelyunknown market in the insurance industry that consumers need toknow about. This is a market where a single agent can offer youmultiple choices from multiple companies. This is theindependent insurance agency market. When you have anindependent agent IA who you know and trust, you shouldnthave to find a new agent again. As an IA you have the ability toshop a customer with numerous insurance companies, findingthem the best rate and covera...	</description>
	<content:encoded><![CDATA[Or is he only interested in one company? There's a relativelyunknown market in the insurance industry that consumers need toknow about. This is a market where a single agent can offer youmultiple choices from multiple companies. This is theindependent insurance agency market. When you have anindependent agent IA who you know and trust, you shouldn'thave to find a new agent again. As an IA you have the ability to'shop' a customer with numerous insurance companies, findingthem the best rate and coverage, so they don't have to. Imaginewhat happens the next time the renewal comes on your insuranceand the premium is suddenly  higher than it was before. Withan IA, all you need to do is call. They have the ability to tryand find a similar policy with another company; you haven'tchanged agents, given personal information to strangers, or gonethrough the monotonous task of shopping your insurance. Instead,you left it to an expert. Depending on the size of the agencyyou are...]]></content:encoded>
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<item>
	<title>Sprint's Deal with US Government Means Nationwide Unlimited</title>
	<link>http://swpdesmoinesquest.net/428420-Sprint-s-Deal-with-US-Government-Means-Nationwide-Unlimited.html</link>
	<pubDate>Sat, 04 Feb 2012 05:32:22 -0600</pubDate>
	<category><![CDATA[Health]]></category>
	<description>
        The Department of Defense, working with the FCC, DHS, thePresident, and Congress, plans to purchase Sprint Nextel's iDENnetwork. The plan will eventually ensure that everyoneinvolved in national securitywill beon the same network,allowing all soldiers, first responders, and chains of commandto be able contact each other in the event of, for example,multiple simultaneous disasters.One result of this deal will be that Sprint will receive a largeamount bandwidth in the  and Mhz bands, which it will...	</description>
	<content:encoded><![CDATA[The Department of Defense, working with the FCC, DHS, thePresident, and Congress, plans to purchase Sprint Nextel's iDENnetwork. The plan will eventually ensure that everyoneinvolved in national securitywill beon the same network,allowing all soldiers, first responders, and chains of commandto be able contact each other in the event of, for example,multiple simultaneous disasters.One result of this deal will be that Sprint will receive a largeamount bandwidth in the  and Mhz bands, which it will useto offer nationwide mobile WiMax broadband services over thenext four to five years.Not long ago, Sprint also announced aplan to offer co-brandedwireless services with cable broadband operators Comcast, Cox,and Time Warner. The two deals together may position cableoperators to compete with telephony giants like SBC, enablingthem to offer fast WiMax connections more cheaply. PCS Intel Pro October , Broadband Reports.com October , Dr. Mercola's Comment:So w...]]></content:encoded>
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<item>
	<title>More Shady Dealings in the FDA</title>
	<link>http://swpdesmoinesquest.net/401293-More-Shady-Dealings-in-the-FDA.html</link>
	<pubDate>Fri, 03 Feb 2012 05:09:53 -0600</pubDate>
	<category><![CDATA[Health]]></category>
	<description>
        The FDA has decided to back down from a recent planthat wouldhave required long-term studies of new psychiatric drugs beforeallowing them on the market.The reversal came after a panel of experts unanimouslyrecommended against requiring such studies. The panel's votecame in the wake of complaints from industry executives,academic researchers, and patient advocates.Studies of Eight Weeks or LessThe new plan would have called for companies to conduct studiesfor as long as six months before seeking ...	</description>
	<content:encoded><![CDATA[The FDA has decided to back down from a recent planthat wouldhave required long-term studies of new psychiatric drugs beforeallowing them on the market.The reversal came after a panel of experts unanimouslyrecommended against requiring such studies. The panel's votecame in the wake of complaints from industry executives,academic researchers, and patient advocates.Studies of Eight Weeks or LessThe new plan would have called for companies to conduct studiesfor as long as six months before seeking approval. Currently,psychiatric drugs are generally approved after only twoshort-term studies, which may last only eight weeks. This is thecase for many forms of medication.Physicians, however, usually prescribe psychiatric drugs formuch longer periods. Regulators in the European Union and othercountries require longer-term data.Life-Saving Information SuppressedMeanwhile, The Independent, a British newspaper, reports thatvital information about prescription medications has bee...]]></content:encoded>
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<item>
	<title>Holland Travel - Amsterdam, Van Gogh, Anne Frank</title>
	<link>http://swpdesmoinesquest.net/528791-Holland-Travel-Amsterdam-Van-Gogh-Anne-Frank.html</link>
	<pubDate>Thu, 02 Feb 2012 04:59:25 -0600</pubDate>
	<category><![CDATA[Travel]]></category>
	<description>
        Holland certainly has a reputation with travelers. Known forhaving a very liberal attitude on social issues such asprostitution and drugs, the reputation is not always deserved.Yes, marijuana and prostitution is legal, but there is so muchmore to the country. Many look at Amsterdam as Holland, butvisitors know there is much more. If you desire to travel toHolland, also known as the Netherlands, don't miss theseattractions.AmsterdamSimply put, Amsterdam has something for everyone. The city is ani...	</description>
	<content:encoded><![CDATA[Holland certainly has a reputation with travelers. Known forhaving a very liberal attitude on social issues such asprostitution and drugs, the reputation is not always deserved.Yes, marijuana and prostitution is legal, but there is so muchmore to the country. Many look at Amsterdam as Holland, butvisitors know there is much more. If you desire to travel toHolland, also known as the Netherlands, don't miss theseattractions.AmsterdamSimply put, Amsterdam has something for everyone. The city is anincredibly beautiful collection of old world Europeanarchitecture elegantly partitioned by canals. In truth, the cityis built on roughly  small islands, although you can hardlytell. Transportation is best undertaken on foot or by bicycle.With a cool climate, you'll barely break a sweat. Contrary to popular opinion, Amsterdam is not just a city ofliberal policies. Yes, coffee bars sell things other then justcoffee. Yes, there are women in windows that are awfullyfriendly. Still...]]></content:encoded>
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<item>
	<title>Ecuador Travel - Quito, Volcanoes, Galapagos Island</title>
	<link>http://swpdesmoinesquest.net/515470-Ecuador-Travel-Quito-Volcanoes-Galapagos-Island.html</link>
	<pubDate>Wed, 01 Feb 2012 05:33:30 -0600</pubDate>
	<category><![CDATA[Travel]]></category>
	<description>
        Located in the Andeas, Ecuador is a land of intrigue fortravelers. Travel to Ecuador and you can trek the Amazon, climbvolcanoes, or loaf on beautiful beaches. Perhaps the biggestreason to travel to Ecuador is a visit to the famous GalapagosIslands. Regardless of your preference, the followingattractions are all worth a look.QuitoA hot bed of colonial architecture, Quito is the capital ofEcuador. The city is considered one of the most beautiful inSouth America with architecturally masterpieces o...	</description>
	<content:encoded><![CDATA[Located in the Andeas, Ecuador is a land of intrigue fortravelers. Travel to Ecuador and you can trek the Amazon, climbvolcanoes, or loaf on beautiful beaches. Perhaps the biggestreason to travel to Ecuador is a visit to the famous GalapagosIslands. Regardless of your preference, the followingattractions are all worth a look.QuitoA hot bed of colonial architecture, Quito is the capital ofEcuador. The city is considered one of the most beautiful inSouth America with architecturally masterpieces of white washedbuildings with red tile roofs. For those living in large cities,you will be shocked by the lack of neon in Quito. Surrounded by snow-capped mountains, the climate is an eternalspring throughout the year. The Avenue of the Amazons, &quot;AvenidaAmozonas&quot;, is a bustling area with outdoor cafes and good peoplewatching. Ecuador has economic problems, so watch out forpickpocket thieves. Avenue of the VolcanoesSouth of Quito, the Avenue of the Volcanoes is a must see.Runnin...]]></content:encoded>
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<item>
	<title>Streamlining Customer Interaction for Business Success.</title>
	<link>http://swpdesmoinesquest.net/421767-Streamlining-Customer-Interaction-for-Business-Success.html</link>
	<pubDate>Tue, 31 Jan 2012 05:29:03 -0600</pubDate>
	<category><![CDATA[Business]]></category>
	<description>
        Whether on the phone placing an order or in the checkout line,people hate to wait. Rarely am I physically present to make apurchase in a place of business where the facilities are notoptimized for fast service. In those cases, it is often a lackof manpower that keeps customers waiting. We've all been there.There are fifteen cash registers at the grocery store but onlyfive cashiers. Unfortunately for many companies who do businessover the phone, the same thing can happen but in the oppositefashio...	</description>
	<content:encoded><![CDATA[Whether on the phone placing an order or in the checkout line,people hate to wait. Rarely am I physically present to make apurchase in a place of business where the facilities are notoptimized for fast service. In those cases, it is often a lackof manpower that keeps customers waiting. We've all been there.There are fifteen cash registers at the grocery store but onlyfive cashiers. Unfortunately for many companies who do businessover the phone, the same thing can happen but in the oppositefashion. Many companies have more than enough employees tohandle incoming calls, but simply lack the phone system to keepthem from holding. This can result in a loss of business as manypeople, especially those who might be ordering goods or servicesfrom the company for the first time, will only wait a fewminutes before hanging up and looking elsewhere. Think aboutit...if you are in the grocery store with a cart full ofgroceries, it's not as though you are going to abandon the cartand d...]]></content:encoded>
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<item>
	<title>Summertime And Boats... And Boat Insurance</title>
	<link>http://swpdesmoinesquest.net/681583-Summertime-And-Boats-And-Boat-Insurance.html</link>
	<pubDate>Mon, 30 Jan 2012 06:54:15 -0600</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Early summertime is the time of year, when boat owners startgetting back on the water. I am speaking about pleasure boaters,those who use their boats to make a living fishing are on thewater when the fish are under it.It's the time of year when boaters need to look at whatmaintenance that their boats need and make sure that everythingis in order like their licensing fees and boat insurance. Nowboat insurance and licensing fees aren't the reason somebodygets a boat, unless they are a masochist, b...	</description>
	<content:encoded><![CDATA[Early summertime is the time of year, when boat owners startgetting back on the water. I am speaking about pleasure boaters,those who use their boats to make a living fishing are on thewater when the fish are under it.It's the time of year when boaters need to look at whatmaintenance that their boats need and make sure that everythingis in order like their licensing fees and boat insurance. Nowboat insurance and licensing fees aren't the reason somebodygets a boat, unless they are a masochist, but it is an importantpart of boat ownership. People would rather slap another coat of varnish on or replaceall the lanyards than think about the financial aspects of boatownership. That is perfectly normal, part of the reason we getboats is the freedom. We see the boat as an escape from ournormal humdrum life especially all those reminders of our day today responsibilities. This is especially true in late Spring and early Summer when ourthoughts start turning from progress repor...]]></content:encoded>
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<item>
	<title>Why Boat Insurance Is A Necessity</title>
	<link>http://swpdesmoinesquest.net/250969-Why-Boat-Insurance-Is-A-Necessity.html</link>
	<pubDate>Sun, 29 Jan 2012 05:43:11 -0600</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Boat insurance is necessary for all boat owners who live on orreally value their boats. If it is something that you feel youmust replace then you need to insure it. If you live on yourboat it is absolutely necessary that it be insured. Who wouldwant to lose their home? Also most boats are financed in the beginning. The lendingcompany will insist on insurance in those cases just as theywould with a house or a car. This is not unreasonable; they haveas much to lose in the financial sense as you do...	</description>
	<content:encoded><![CDATA[Boat insurance is necessary for all boat owners who live on orreally value their boats. If it is something that you feel youmust replace then you need to insure it. If you live on yourboat it is absolutely necessary that it be insured. Who wouldwant to lose their home? Also most boats are financed in the beginning. The lendingcompany will insist on insurance in those cases just as theywould with a house or a car. This is not unreasonable; they haveas much to lose in the financial sense as you do if anythinghappens to the boat.Some areas are more dangerous than others for boaters. Whilesome of those areas are famous or infamous 'the BermudaTriangle' and the Dardanelles others are less well known but canbe just as dangerous. Cape Disappointment in Washington State is one of the mostdangerous areas on the seas when the conditions are right orwrong. You need to be just as prepared when you off the Pacificcoast of Washington and have your boat insurance in order as youdo...]]></content:encoded>
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